Maximizing and Managing Your 13th Month Pay What to do with your 13th month pay? The holiday season is a busy one, with lots of festivities, parties, and presents to buy. It's also a great opportunity to take stock of your financial situation, especially since you're expected to receive a welcome Christmas bonus and a 13th-month pay. As you receive your final pay of the year, it's good to know...
From Floods to Fires in the Philippines: Why Get Home Insurance Coverage? Photo by Tierra Mallorca, from Unsplash In the Philippines, a country prone to natural disasters such as floods and fires, having an insurance that covers one's house and property in the form of home insurance is not just a luxury but a necessity. Homeowners insurance provides financial protection against unexpected events...
Top Reasons to Invest in Condos Outside Metro Manila Photo taken by Michael Buillerey, from Unsplash Metro Manila stands as one of the Philippines' most vital business and commerce centers, a hub of economic activity that has, unfortunately, given rise to severe congestion. With all the hustle and bustle, it's no surprise that more and more people are looking for a change of pace. This article...
Living in the capital city comes with many perks: the vibrancy of being at the center of business districts, a greater number of job opportunities, a fast-paced urban lifestyle, and easy access to shops and amenities. Drawbacks of City Living However, living in the busy metro also comes with a cost. It means dealing with the city’s daily hustle and bustle, urban congestion and having limited...
Most Filipinos are still averse to borrowing—this is the conclusion from a recent research by TransUnion Philippines. The study also found that most Filipinos would rather save and wait for their next big purchase rather than borrow money to fund it. In short, they would rather pay cash a year from now to buy something expensive than get it on credit today. At face value, this may seem...
Safe Investment Options for Your Christmas Bonus Smart Things To Do With Your Christmas Bonus When allocating your Christmas bonus, prioritizing financial stability and long-term growth is crucial. Begin by strengthening your emergency fund, ensuring a financial safety net for unforeseen expenses. This step contributes to both short-term security and long-term financial goals. Diversifying your...
Photo taken by Michael Buillerey, from Unsplash Filipino families, especially from the provinces, have at least one member who moved to Metro Manila to look for greener pastures and somehow improve their families' lives . They leave the nest to chase after better education, career development, and investment opportunities in the megacity. There is no question why Metro Manila, also known...
Understanding Buyer Preferences for Houses vs. Condo Units People have different preferences regarding everything, especially the property type they want. Some prefer a house and lot in a subdivision, and some prefer a condo unit near their workplace. This variability reflects the unique priorities and lifestyle preferences that shape people's decisions about the type of home that best suits their...
In the ever-evolving landscape of real estate and economic development in the Philippines, Bulacan has emerged as a beacon of opportunity for Filipino professionals seeking strategic investments. This province, strategically positioned at the heart of Central Luzon directly north of Metro Manila, offers a unique combination of proximity to key infrastructure and a thriving business sector and...
The right furnishing make all the difference when making a house into a home. While it is fun to come up with and execute design ideas that would perfectly complement your desired home vibe it takes work to shop for furniture and appliances needed for one obvious reason: everything is expensive. After buying your dream home, purchasing furnishings can be heavy on the pocket. Camella brings more...
